Billing & Payments
Manage your payment methods, view invoices, and handle all billing-related tasks.
Payment Methods
View Payment Methods
┌────────────────────────────────────┐
│ Payment Methods [+ Add] │
├────────────────────────────────────┤
│ 💳 Visa ending in 4242 (Default) │
│ Expires: 12/2025 │
│ [Edit] [Remove] [Set Default] │
│ │
│ 💳 Mastercard ending in 5555 │
│ Expires: 06/2024 │
│ ⚠️ Expiring soon │
│ [Edit] [Remove] [Set Default] │
└────────────────────────────────────┘
Add Payment Method
Add Payment Method:
Card Number:
[4242 4242 4242 4242]
Expiry:
[12] / [25]
CVC:
[123]
Billing Address:
Name: [John Doe ]
Address: [123 Main St ]
City: [San Francisco ]
State: [CA] ZIP: [94102 ]
Country: [United States ▼]
[✓] Set as default
[Cancel] [Add Card]
Update Payment Method
Reasons to update:
- Card expired
- Lost/stolen card
- New card issued
- Different billing address
Update anytime
Zero downtime
Remove Payment Method
⚠️ Remove Payment Method?
Card: Visa •••• 4242
Expires: 12/2025
Cannot remove default payment
Set another as default first
[Cancel] [Remove]
Invoices
Invoice History
┌────────────────────────────────────┐
│ Invoices │
├────────────────────────────────────┤
│ Jan 1, 2024 │
│ Invoice #INV-2024-001 │
│ Amount: $29.00 │
│ Status: Paid ✓ │
│ [Download PDF] [View] │
│ │
│ Dec 1, 2023 │
│ Invoice #INV-2023-012 │
│ Amount: $29.00 │
│ Status: Paid ✓ │
│ [Download PDF] [View] │
│ │
│ Nov 1, 2023 │
│ Invoice #INV-2023-011 │
│ Amount: $29.00 │
│ Status: Paid ✓ │
│ [Download PDF] [View] │
└────────────────────────────────────┘
[Export All] [Filter]
Invoice Details
Invoice: INV-2024-001
Date: January 1, 2024
Bill To:
John Doe
123 Main Street
San Francisco, CA 94102
United States
Items:
Xermius Pro Plan
Jan 1 - Jan 31, 2024
Quantity: 1
Price: $29.00
Subtotal: $29.00
Tax: $0.00
Total: $29.00
Payment Method:
Visa •••• 4242
Status: Paid ✓
Payment Date: Jan 1, 2024
[Download PDF] [Email]
Download Invoice
Formats:
● PDF (recommended)
○ CSV (data)
○ JSON (API)
File: xermius-invoice-2024-001.pdf
Size: 45 KB
[Download]
Email Invoice
Email Invoice:
To: [john@example.com]
[✓] Include payment receipt
[✓] Include tax information
[Send]
Billing Address
View Address
Billing Address:
John Doe
123 Main Street
Apartment 4B
San Francisco, CA 94102
United States
[Edit]
Update Address
Update Address:
Important for:
- Tax calculation
- Invoice generation
- Payment processing
- Legal compliance
Keep updated!
Payment History
Transaction Log
┌────────────────────────────────────┐
│ Payment History │
├────────────────────────────────────┤
│ Jan 1, 2024 │
│ Pro Plan - Monthly │
│ $29.00 │
│ ✓ Successful │
│ Visa •••• 4242 │
│ │
│ Dec 1, 2023 │
│ Pro Plan - Monthly │
│ $29.00 │
│ ✓ Successful │
│ Visa •••• 4242 │
│ │
│ Nov 1, 2023 │
│ Pro Plan - Monthly │
│ $29.00 │
│ ✗ Failed - Card declined │
│ Visa •••• 4242 │
│ Retried: Nov 2, 2023 ✓ │
└────────────────────────────────────┘
[Export History]
Failed Payments
Handle Failed Payment
⚠️ Payment Failed
Date: Jan 1, 2024
Amount: $29.00
Card: Visa •••• 4242
Reason: Insufficient funds
Actions:
1. Update payment method
2. Retry payment
Grace period: 7 days
Attempt: 1 of 3
[Update Method] [Retry Now]
Retry Schedule
Automatic retries:
- Day 1: Immediate
- Day 3: 2nd attempt
- Day 5: 3rd attempt
- Day 7: Final attempt
Then: Service suspended
Manual retry anytime
Tax Information
Tax ID
Tax Information:
Business Name:
[Acme Corporation ]
Tax ID (VAT/GST):
[US123456789 ]
Tax Exempt:
[ ] Tax exempt organization
[Upload Certificate]
[Save]
Tax Rates
Applied automatically:
Based on billing address:
- US: State sales tax
- EU: VAT
- Others: Local rates
Shown on invoice
Billing Notifications
Email Alerts
Email Notifications:
[✓] Payment successful
[✓] Payment failed
[✓] Invoice generated
[✓] Card expiring soon
[✓] Subscription renewed
[ ] Promotional offers
Send to:
[john@example.com ]
[Save]
Notification Examples
Payment successful:
✓ Payment Processed
Amount: $29.00
Plan: Pro
Date: Jan 1, 2024
Invoice: #INV-2024-001
[View Invoice]
Card expiring:
⚠️ Card Expiring Soon
Card: Visa •••• 5555
Expires: Next month
Update now to avoid:
- Service interruption
- Failed payments
[Update Card]
Credits & Refunds
Account Credits
Account Credits:
Available: $14.50
From:
- Proration credit
- Refund credit
- Promotional credit
Applied to next payment:
Next billing: $29.00
Credit: -$14.50
Total: $14.50
[View Details]
Request Refund
Refund Policy:
30-day money back
No questions asked
Pro-rated refunds
Processed in 5-7 days
Request Refund:
Reason: [____________]
[Cancel] [Request]
Payment Security
Secure Processing
Security measures:
✓ PCI-DSS compliant
✓ Encrypted storage
✓ 3D Secure support
✓ Fraud detection
✓ No plain text storage
Your payment data is safe!
Supported Methods
Credit Cards:
✓ Visa
✓ Mastercard
✓ American Express
✓ Discover
Other:
✓ PayPal (coming soon)
✓ Bank transfer (Enterprise)
✓ Wire transfer (Enterprise)
Annual Billing
Switch to Annual
Save 17%:
Monthly: $29 × 12 = $348/year
Annual: $290/year
Savings: $58/year
[Switch to Annual]
Annual Benefits
Benefits:
✓ 2 months free
✓ Single payment
✓ No monthly billing
✓ Better budgeting
✓ Price lock
Worth it!
Enterprise Billing
Custom Invoicing
For enterprises:
✓ Custom payment terms
✓ Net 30/60/90 options
✓ Purchase orders
✓ Wire transfer
✓ Multi-year contracts
✓ Volume discounts
[Contact Sales]
Troubleshooting
Payment Declined
Common reasons:
1. Insufficient funds
→ Add funds to account
2. Card expired
→ Update card
3. Wrong CVC
→ Re-enter correctly
4. Billing address mismatch
→ Update address
5. Bank security hold
→ Contact bank
Can't Add Card
Check:
□ Card type supported?
□ All fields filled?
□ Valid expiry date?
□ Correct CVC?
□ Billing address correct?
Try different browser
Clear cache
Missing Invoice
Can't find invoice?
1. Check email spam
2. Check filters
3. Download from web
4. Contact support
All invoices saved online
Best Practices
1. Keep Card Updated
Set reminders:
- Update before expiry
- Check every 6 months
- After card reissued
Avoid service interruption
2. Save Invoices
Download invoices:
- Monthly when issued
- Keep for taxes
- Business records
- Expense reports
Good accounting practice
3. Monitor Charges
Review charges:
□ Expected amount?
□ Correct date?
□ Right plan?
Catch errors early
4. Use Annual Billing
If using long-term:
- Switch to annual
- Save 17%
- One payment/year
- Less hassle
5. Backup Payment
Add second card:
- As backup
- Auto-failover
- Never interrupted
Peace of mind!
Next Steps
- 💳 Subscription - Manage plan
- 📊 Dashboard - Account overview
- 🎫 Support - Get help
- 🔐 Security - Account security